Find Your Level of Family Health Insurance
Gold
Gold Plans are for you if you:
- Have more medical needs than most, like a chronic health condition
- Have a spouse and children on your plan, or want to grow your family soon
- Prefer to have lower out-of-pocket costs but a higher monthly bill
Silver
Silver Plans are for you if you:
- Have regular medical needs, like 1 or 2 visits to the doctor each year
- Want to pay less out-of-pocket when you get medical care
- Have a spouse and dependents on your plan
Bronze
Bronze Plans are for you if you:
- Don’t currently take prescription drugs or have health concerns
- Want to keep your monthly payment low
- Will be the only member on your plan
Want To Learn if You Qualify for Special Enrollment?
If you've gone through a life change within the last 60 days, you may be able to update or pick a new health insurance plan.
Find out if you qualify for the Special Enrollment Period and the steps you should take to enroll.
Manage Your Health Plan All in One Place
Blue Access for MembersSM is a powerful tool for managing your Blue Cross and Blue Shield of Illinois health plan benefits. You can opt in to receive your mail digitally, find a doctor and review your coverage. Download the BCBSIL app to get started.
There are a few important steps you should take after enrolling to begin using your benefits. Learn new member tips and find a video that can help you get started.
Why Choose BCBSIL?
Large Networks Near You
BCBSIL has large provider networks that spans the state of Illinois. Choosing an in-network provider for preventive care, like annual check-ups and some screenings, means you’ll avoid out-of-pocket costs.
Essential Benefits Always Covered
The following care will always be covered by your plan: wellness, maternity, newborn/pediatric care, ambulance transport, emergency, hospitalization, lab services, prescription drugs, disease management, mental health, substance use, and rehabilitative services.
Levels of Costs and Care
We have different plan levels at different costs to best meet your health and budget needs. With our most affordable Bronze level plans, balanced Silver plans and highest coverage Gold plans, you can stay covered how you want.
Prescription, Vision and Dental
Living a healthy life means taking care of every health care need – as a member of BCBSIL, you’ll have coverage options to help with your prescription drug, vision care and dental care costs.
Resources
Select a resource in the list to learn more.
Information About Rates
Learn about our health plan rates, why they may change and what it could mean for your health plan rate in the coming year.
Application Tracker
Follow your application’s progress after applying.
Premium Tax Credit
See if you qualify for a subsidy, also known as a premium tax credit (PTC).
How to Contact Us
Have questions? We can help whether you're shopping for a plan or need to understand your plan.